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British Steel’s Decline
If you like things Retro it’s difficult to see what else to add to the mix in the UK Economy at the moment other than double-digit interest rates and no membership of the European Union if you fancy a taste of the 1970s. Not since the time of the Conservative government of the mid-1970s have we had such a heady mix of political turmoil, party-political in-fighting, European dis-harmony and economic disruption. The sad news today of British Steel’s decline into [...]
Peer to Peer Lending
Peer to Peer lending can take a variety of forms but it is basically a mechanism for those with accessible wealth to lend to others with less accessible wealth. The lenders may look like a bank, they may look like a syndicate or they may be individuals but essentially, they act like a bank (without the clearing or cashiering function) and without the same regulatory framework.
Mental Health and Debt
According to The Money Saving Expert’s guide to mental health and debt 40% of people who have had mental health problems also have severe or crisis debts. Often, the reason that people get into debt is not due to careless spending, it is due to lifestyle reasons such as not having enough income to cover outgoings, struggling to organise finances, and major life changes such as losing your job or losing a loved one. Although very common, the link between debt [...]