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British Steel’s Decline

If you like things Retro it’s difficult to see what else to add to the mix in the UK Economy at the moment other than double-digit interest rates and no membership of the European Union if you fancy a taste of the 1970s. Not since the time of the Conservative government of the mid-1970s have we had such a heady mix of political turmoil, party-political in-fighting, European dis-harmony and economic disruption. The sad news today of British Steel’s decline into insolvency was an ever-present theme of the late 20th Century and the blame squarely placed on the rise of the [...]

British Steel’s Decline2019-05-31T08:33:05+00:00

Peer to Peer Lending

Peer to Peer lending can take a variety of forms but it is basically a mechanism for those with accessible wealth to lend to others with less accessible wealth.  The lenders may look like a bank, they may look like a syndicate or they may be individuals but essentially, they act like a bank (without the clearing or cashiering function) and without the same regulatory framework.

Peer to Peer Lending2019-05-20T15:08:17+00:00

Mental Health and Debt

According to The Money Saving Expert’s guide to mental health and debt 40% of people who have had mental health problems also have severe or crisis debts. Often, the reason that people get into debt is not due to careless spending, it is due to lifestyle reasons such as not having enough income to cover outgoings, struggling to organise finances, and major life changes such as losing your job or losing a loved one. Although very common, the link between debt and mental health is not often discussed. Just as debt can lead to issues with mental health, existing mental health [...]

Mental Health and Debt2019-05-13T08:20:58+00:00

North West Specialist Commercial Contractor with 40 year history enters Administration

Clovemead Limited, a highly regarded and familiar name in the North West with a significant national presence since 1980, went into Administration on Monday 11 March. The firm appointed Partners, Allan Cadman and Charles Brook, as Joint Administrators. The independent contracting specialist company with expertise across construction, minor works, fuel systems and signage has a reputation for quality and safety, with each division working seamlessly across various disciplines to provide clients in a variety of highly specialised, secure and regulated environments with fully managed solutions. Operating out of premises in Warrington and Widnes the company employs over 50 staff and [...]

North West Specialist Commercial Contractor with 40 year history enters Administration2019-03-15T11:47:27+00:00